TOOLS & RESOURCES

Here are trusted tools to check your credit, build positive history, and manage money—handpicked by Natasha Scafe. Scafe Solutions may earn a commission if you sign up through these links, at no extra cost to you. No guaranteed credit outcomes; results vary by individual profile. We only recommend products we trust and personally use.

  • Smart Credit

    All-in-one tracking and alerts.

    Try Smart Credit 

  • IdentityIQ

    Protects your identity and monitors your credit.

    Try IdentityIQ 

  • Credit Strong

    Credit Strong helps you build credit while growing your savings through installment accounts that report to all three credit bureaus. With flexible plans and higher savings potential, it’s a powerful option to strengthen your credit profile and payment history over time.

    Try Credit Strong 

  • Rental Kharma

    Turns your rent payment into credit history. Use this code to get $25 off. Code: Scafe0917

    Try Rental Kharma 

  • Self

    Build your credit while you save with Self. Make affordable monthly payments that are reported to all three credit bureaus and unlock your savings at the end of your term.

    Try Self 

  • Ava

    AVA helps you grow your credit with a simple subscription-based account that reports on-time payments monthly with no hard inquiry or interest. It’s a fast, low-risk way to start building positive credit history and improve your score consistently.

    Try Ava